Travel insurance in Belgium; Facts to know

Travel insurance has become very popular, even to the point that it’s almost becoming the norm in modern travel culture.

More and more people understand the importance of insuring their trips and some countries have gone so far as to make travel insurance compulsory for all visitors.

This is why it is also important to thoroughly research your destination country before embarking on the journey.

If you are planning to travel to Belgium, you will find this article extremely useful. We will answer some frequently asked questions from travelers and also share other relevant information there.

Keep reading to find out all there is to know.

Do you need travel insurance for Belgium?

Belgium is one of the countries which have not made travel insurance a compulsory requirement for all travelers visiting their country. In Belgium, tourists and other visitors can choose not to take out travel insurance, although it is not advisable.

The government always encourages travelers to take out at least international health insurance for their trips to the country to avoid overspending in the case of Belgium which is purely optional for foreigners traveling to Belgium.

However, travel insurance becomes mandatory if a traveler needs a Schengen visa for Belgium.

Other than that, the choice of insuring your trip is entirely up to you.

What is the best European travel insurance?

The European travel insurance company that has been widely accepted over the years as the best among all its competitors is Travelex Travel Insurance.

The company has been ranked as the best overall insurance company for providing its customers with incomparable comprehensive insurance policies at very competitive price ranges.

Do I need a Covid certificate to enter Belgium?

Travelers arriving at the various airports in Belgium are required to present a Covid certificate to prove that they have not been infected and therefore will not pose a threat to the health of the country.

Travelers without a Covid certificate must be tested up to around 72 hours before their arrival in Belgium.

People who test positive are prevented from traveling and immediately quarantined.

United States citizens are the only group of travelers allowed to enter Belgium without proof of vaccination or a certificate of recovery.

How much does travel insurance cost in Belgium?

The cost of travel insurance depends on the type of insurance policy you want to purchase and the company you buy it from.

Usually, the cost of insurance policies is between 4% and 12% of the total cost of your trip. And the understandability of your package will determine how high or low your insurance cost will be.

In Belgium, travelers can purchase insurance for as little as GHS 40.82 per day. It all depends on what you want to insure and also on the duration of your trip.

What travel documents do I need for Brussels?

To enter Belgium, travelers must be in possession of a valid passport or passport card.

Belgium does not have an explicit validity condition. However, travelers should ensure that their passports are valid enough to cover the duration of their visit.

Do I have to show my travel insurance at the airport?

Travelers are not required to present their travel insurance policies upon arrival in Belgium. People who have applied for the Schengen visa are the only group for whom this is expected. But even with that, all that’s needed is your policy number. Having your insurance company’s phone number as well is also a good call.

Is it worth taking out travel insurance for Europe?

It is worth buying travel insurance when traveling to any country on the planet. Medical emergencies and unfortunate unforeseen circumstances do not respect countries. It’s always a good choice to insure your trip before you leave home. It’s the best way to get by on foreign soil.


The cost of medical care and other services for foreigners is exceptionally high in Belgium. It would be a shame to have to spend thousands of dollars on issues that could have easily been covered by your travel insurance.

Travel insurance is not mandatory for visitors to Belgium, but that doesn’t make it any less important to you.

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